Sunday, 21 August 2011

Wednesday, 10 August 2011

How to...NOT Spend Money, Cause Spending Money's Wayy Too Easy


I've heard this "You have to have will power not to spend" thing way too many times. I can't NOT spend I love spending. I can't help it I've deviated from budget after budget all because my obsession with shopping has reached critical mass. In other words I have no will power. However I've researched some tips to share with my fellow weaklings and here we go!

1) When grocery shopping (or all shopping in general) always only bring cash and leave your debit and credit cards at home. That way you will only spend what you have cause thats all you've got! This will help you make more educated decisions about what to buy vegetables or not vegetables that is the question.

2) Look at what you have already with appreciative eyes. Your mom was right if you've got clothes on your back, food in your tummy, and a roof over your head you're pretty well off. Not to mention you can enjoy the surplus of shoes, shirts and etc that I'm sure we're all guilty of having.

3) Make the bank make your money disappear before you do. Having direct payments hooked up to your bank account ensure that the money for your hydro bill actually pays your hydro bill instead of paying for that cute pair of stillettos you'll only wear one time cause they hurt your feet! If the money's not there you won't have a chance to spend it.

4) Stay at home! I know this is hard for those super social people however not going out will probably save you the most amount of money. Going out will tempt you and even more so if you're going out with other people that like to spend. Stay at home read a book, clean, nap whatever just do not leave that door if you don't have to!

5) Lastly and I know this is kind of a contradiction to this entire post but you cannot save money cold turkey. Just like not failing on a diet you need little indulgences to get you through. Something cheap like a bargain book or an on super sale t-shirt will give you the pep you need to get through your saving money/being poor draught.

Thursday, 4 August 2011

Well It's Finally Happening

Hi all,

This is the post to end all posts! (well not really). It's just a really big announcement/newsflash.
Well I signed up for a booty camp avec one of my fav girls to whip my not so toned body into shape before school starts. In conjunction this also means that I will be having my very last starbucks drink tomorrow or Saturday either way before Tuesday I will have had my last for quite sometime. On top of this I will be eating lots of fruits and veggies but more importantly...no more fast food, this includes the gourmet hot dogs I have recently become addicted to. I'll be updating on a regular basis my progress but I bet your wondering what this post has anything to do with saving money? Well the booty camp was found on a coupon deal website a class that originally cost $190 plus tax cost me around $50! This is going to be the hardest 4 weeks of my life but I'm ready and up for the challenge. Getting back to the whole coupon thing, websites like livingsocial and groupon have daily deals that could prove useful and it's free to sign up. Good luck in finding amazing deals and I'll be updating with posts pertaining to getting healthy and keeping it cheap!

Take care!

Tuesday, 26 July 2011

Update!

So I know I haven't posted in quite a while however I'm currently developing some awesome d.i.y's to share! I'm also slowly whipping my apartment into clean/organized/liveable space. Stay tuned!

ALSO!: Just as a side note Banana Republic Madmen collection comes out in less than three weeks!

Thursday, 14 July 2011

Closet Chaos

I decided to do something crazy with my day off, well not that crazy. It all started when I started doing my laundry and while I was folding the fifteen pyjama t-shirts I seem to own I began wondering if it was about that time that I commit to purging all the clothes sitting in my closet collecting dust. So I researched some helpful tips that I want to share with you all to aide you in your next great closet undertaking.

When was the last time you wore that?
I think this is by far the best advice you'll ever come across when re-organizing your closet. If you haven't worn it in the past six months, or can't recall the last time you wore it, or if it's still got the tags on it. Toss it. Well don't necessarily toss it but give it to a friend or donate it. It will free up space and you won't miss it once it's gone.

If it's broke, don't fix it!
If you have a dress that's torn or needs mending and you've been meaning to get it fixed or fix it yourself and just haven't gotten around to it for almost a year get rid of it. You're wasting space and your time if you keep it.

Trends Die
Sooner or later (but hopefully sooner rather than later) that cute little crop top you bought will phase out and everyone will be on to bigger and better things. Those old trends that were great at the time aren't so great any more that's why they're called trends.

Getting Sentimental
We are all guilty of this. Grandma gave you a sweater for Christmas in 1995 and you still have it, and on top of it all you've never worn it? No offence to Gran but it's time to say goodbye, having memories attached to objects is no crime but if it's just collecting spider webs donate it or give it away. It may find a new life for someone else.

Regardless of all the good tips and tricks purging your closet is a process and definitely doesn't have to get done in one day. It's a process so take your time. I know my big closet clean up is definitely going to take a while, but it's a work in progress

Hope this helps!

Monday, 11 July 2011

Take a Bite Out of Lunch Costs

If you're as forgetful as I am, you more often than not might find yourself in the situation where you're purchasing your lunch basically everyday that you're working. But you might not know that by purchasing your lunch 4 or 5 times a week, you're throwing away money that could easily be saved!
Say for example on average you're spending about $8 to $10 on lunch everyday five days a week. That averages to approximately $40 to $50 dollars a week or $160 to $200 dollars a month, you could be spending between $1920 - $2400 a year! That much money could pay for: six pairs of shoes, five complete outfits, one handbag, and about $100 to $200 dollars worth of make up. Or round-trip airfare, hotel and tour expenses on a trip to pretty much anywhere in Europe. Really puts things into perspective huh?
But bringing your lunch to work in no way means you have to brown bag it and stock up on zip-lock bags galore. You can do it in style and while your saving money and looking chic you can also do your part to save the environment.

Box Appetit from black + blum
I purchased this amazing lunch container from the store I work for (however it is also available online) and not only was it relatively inexpensive (around $20) But it comes with handy compartments, a water tight seal, and a fork to boot!

Do yourself a favour and start bringing your lunch to work or school or wherever! You're doing a world of good not only to your wallet but also the environment, but more importantly you'll start noticing the difference in your finances instantly. And having a little extra cash kicking around never hurt anyone.

To the Victor Goes the...Ikea Spoils

Hi all,

So just a little background info with school coming up and everything I decided to clean up my life and whip my sad little apartment into shape. Which has prompted many trips to various big box stores to pick up storage containers and etc. This is from my most recent trip (literally just got back five minutes ago) from Ikea.

These were the fantastic items I picked up. You might ask why I'm sharing this little tidbit of info? Well if you didn't already know Ikea is probably the number one place I would go to, to save some money and that's exactly what I did

12 Spice Jars at $3.99 for a 4 pack, 2 Dish brushes .79 cents, 1 Storage Container $1.99.
Adding up to a not so grand total of $16.67.



Trust me I could have bought way more probably one of everything in the store. But for now I'd say a not so bad trip to the land of Swedish furniture.

Take Care!