Creating a Successful Budget

Hi All!

This post could not be more relevant to my life right now, finances are changing and I need to create a new monthly budget for myself. So I thought I'd share so helpful hints as to increase the success of your own monthly budget.


Create a Budget that is Catered to You
If you're a student with a part-time job and renting an apartment you for obvious reason do not have to include a section that is dedicated to property taxes or a mortgage payment. Make sure your budget includes expenses that are relevant to you and your life, not someone else's.

Realistic Goals
Creating a budget is all about setting financial goals for yourself an example of  this would be, saving for tuition or saving up to buy a new quality pair of black heels. Without some sort of goal your budget is restrictive and you will be more likely to deviate from your budget. Making smaller purchases for silly items in the long run when you could have saved up for a larger more satisfying purchase.

Track Your Spending
Save all of your reciepts or write all of your purchases down. However you want to track your spending do it! Not only will this help making your monthly budget easier because you will know where your money is going on a daily basis, but it will also help you pick and choose the expenses in which you have room to cut back.

Accurate Income Projections
Ever heard the term "Don't count your chickens before they hatch"? It's true! Be realistic about the income you're actually bringing in. HST cheques and the random handout from Grandma should not be counted upon. If you aren't receiving it regularly don't include it.

Assess Where You can Make Cuts
Cell phone bill too high? Switch to a less expensive plan, going out for dinner every Friday night? Try eating out only once or twice a month. By making these small adjustments to the things you spend your money on most you'll notice that each month you have a little more wiggle room instead of always approaching the end of the month at the tight end of your budget.

Hope this helps in your next budget creation!

New Computer!

Hi all,

So before my posts were brought to you by a dilapidated but well loved dell laptop that had seen better days and then some. Introducing new posts via my brand new Asus notebook! I'm beyond excited to be bring you all posts via a computer that doesn't constantly need to be plugged in. She had a good run and of course I'm  budget conscious but I was getting to the point of being flat out cheap.

More to come!

The Royal Recycler? My kinda Gal

Picked this article up this evening, speaks about Kate Duchess of Cambridge recycling outfits no shame girl!

"Clothes Encounters on the Royal Tour"

Pending Royal Visit...Dress like the Duchess of Cambridge (obviously for less)

Well here goes,

Late last week I was informed by my sister that she would be coming to Ottawa for the upcoming royal visit. And even though fashion articles have already mentioned that the newly-wed duchess is just like us average gals looking for great fashion deals in stores like Zara. Here's a crash course before Canada day to dressing like a duchess.

 This photograph was taken a day after the happy newly-wed's said "I do"
This outfit was the basis in which my inspiration came from.

First and foremost the dress!
No you do not need to check your eyesight this is the same dress. Although it took me a while to locate it here she is.
Pleated Dress available at Zara, $69.99

 The Shoes! These beauties can be found at Aldo for an amazing price.
  Collegea Wedge, Aldo.com, $50.00










With these suggestions you can dress like royalty for around $120.00 Canadian. For now I won't get in to blazers considering with the season my research resources for them were very limited however it's something you can pick up with a little look around. Hope these tips help, I'll be seeing you all on Parliament Hill on Canada day to greet our royal visitors, all thanks to my sister.

My Big Fat Gypsy Wedding

Is anyone else besides myself watching this?
Fascinating to say the least, can't wait to be watching the season finale on Friday after all my William and Kate watching.

I Could Not Be Happier....Beaming!

I literally had to pull my jaw off of the floor when I saw this article. Although they will probably cost an arm and a leg I will definitely be purchasing some key pieces from this fall collection. Banana Republic Mad Men Fall 2011 collection.

Re purposing in addition I can't figure out Tumblr

Hi all,

Well I'm back here on blogspot and as much as I have tried (and I have tried very VERY hard) I just cannot get used to Tumblr. This fact ages me far beyond my years however I don't care and I am ecstatic to be back here! So enough of me being lazy and not bringing you want you want, you want d.i.y's and cool stuff and I shall bring it to the masses!

Moving along though,
My wonderful co-worker and dear friend Rhys (hiddenmickeyears.blogspot.com) told me about a wonderful way you can turn disaster into a master piece. As we were talking at work she told me that a nice white dress she had just purchased not too long ago fell victim to a nacho/salsa attack. And being the innovative gal she is she told me she found a way to save the dress by using fabric dye. Now I know fabric dye is no secret and has been around forever. But when she told me how easy it was I could think of at least three articles of clothing I own that needed a little spruce of colour. Not only is this giving clothes new life but it also is also super cheap (just a little over $4)

And these are the lovely results!

Kudos again to Rhys for the amazing info!